Transferring your home loan can be a tad difficult. But, not when you know the norms and procedures right. Any borrower who wishes to transfer the loan from one bank to another should always start by keeping a watch on the interest rates as well as the periodical offers. A borrower, no matter what, is in full liberty to shift the home loan from one bank to another... … Read More »

You may have the best financial plan, but if you are not prepared to handle a financial emergency, the plan can just fall apart. That could easily make you feel helpless, depressed, and stressed. A financial emergency may blindside you, but the sad part is, however, distressed or depressed that has made you, there is no running away from paying your monthly bills. Life goes on, and you need to pull up your socks and deal with the situation. So, how can you handle it? … Read More »

As the cost of living rises, many of us are looking to boost our finances a little with some extra money earned on the side. If you already have a part-time job, you can make some extra cash with some simple, quick methods online, or if you have more time you can start a full-blown side hustle to push your earnings up to a healthier place. … Read More »

An analyzed report of the credit history of a person or business is what makes a credit report. But there is a lot more that is contained in this document. Personal information is always on top, and then there is the history of all your financial accounts and how they have been performing. It is good to understand as much as possible about credit reports if you want to maintain a high score or even dispute any errors on it. … Read More »

It is often said that money cannot buy happiness. However, you cannot ignore the significance it has in life. Earning well is essential for living a more peaceful, healthier and fulfilled life. No wonder, you would want to increase your income even if you are bringing a six-figure paycheck home. Whether you make some extra bucks from a side hustle or invest in stocks or real estate, it always makes you feel good. Additionally, there are several more reasons why supplementing your income really matters. Let us list these reasons for you. … Read More »

The process of running a profitable business is a challenge and it is always important that you make the effort to run a successful enterprise which provides value to the community and also allows you to support your lifestyle. Managing money for a business is a different kettle of fish to personal finances and this is something most entrepreneurs find out the hard way. This is also why we are here to give you some much needed help in the accounting department and to allow you to utilise free tools and Accounting Firms to make more money for your enterprise this year. … Read More »

If you're just starting life as a freelancer and you're wondering how to keep your finances in order, then you've come to the right place. The freelancing life can be complicated, unpredictable, and stressful, as well as exciting and diverse. Make sure you're ready for anything with these top tips. … Read More »

A tax audit, as the name suggests, is an audit by the IRS to double-check your numbers. Typically, it is just to ensure that your return does not have any discrepancies. But the sheer idea of the involvement of the IRS can give you jitters. However, you need not fear if you are telling the truth. A tax audit does not always mean that something is wrong. It could even be caused due to manual errors. On the other hand, it can have serious implications for those who are cheating the authorities. Before understanding how to deal with the situation, you need to know why it arose in the first place. Here are some reasons why the IRS could audit you. … Read More »

Many of us have an unhealthy relationship with money. We misuse the money we have, perhaps by spending too much of it on frivolous things. We let it control us as we live lives based purely on monetary gain and trying to achieve the nicer things in life. And some of us neglect it; failing to make time to build our relationship with money because we don't think that it should be a priority. … Read More »

You’re in your early or mid-30s and earning reasonably well, but you haven’t really come around to planning your finances or using strategies that could help you save more and build wealth over the next twenty years. … Read More »